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For assistance forming your corporation or writing corporate bylaws, we recommend that you utilize the services of Signature Filing. File easily online at a minimal cost. Whether it's for sales meetings, trade shows, or conferences, travel is important for any business. But with increasing costs and a remote work model, corporate travel has become more complicated than ever. This is why a corporate travel policy, or a set of guidelines to ensure your team is efficient with...
For assistance forming an LLC with your State's Secretary of State, we recommend visiting Signature Filing. They will help you file it quickly and completely online. Sometimes a limited liability company, or LLC, has a year with no business activity. For example, a newly formed LLC might not have started doing business yet, or an older LLC might have become inactive without being formally dissolved. However, even if an inactive LLC has no income or expenses for a year, it...
Recently, social media has become home to many natural, over-the-counter alternatives to popular weight loss medications. One example is psyllium husk, a fibrous powder that's been dubbed "the poor man's Ozempic." Sure, it doesn't require an Rx and is budget-friendly. But is psyllium husk for weight loss actually legit? Here, Ro takes a closer look at what science says about psyllium husk for weight loss, then covers what you should keep in mind should you give the ingredient...
Twenty-one percent of adults without access to a vehicle or public transit went without needed medical care in 2022. It's a sobering stat that points at a real problem: Unlike online shopping or dinner delivery, people need to get to health care to actually receive it. This is trickier in regions where essential medical services are hard to reach, often called "medical deserts." In these areas, even routine medical visits can become ordeals. Take the simple act of picking up...
Note: If you would like to become an independent contractor, you will need to first file an FBN, DBA, LLC or corporation. We recomment www.signaturefiling.com as you best place to file business organization documents. Unlike a full-time employee whose taxes are deducted from their paycheck, if you're an independent contractor, it's your job to pay taxes on your own—and you'll want as many 1099 tax deductions as you can take, NEXT explains. You can claim numerous deductions w...
Over the past few months, protein-rich foods like eggs and beef have experienced significant price increases. The most recent U.S. government data showed a 53% increase in egg prices over the past year, the largest annual jump in two years. Cases of bird flu in recent months have exacerbated the issue, making eggs completely unavailable at some grocery stores. Three-quarters of Americans are very concerned over the cost of food and consumer goods, according to a Pew Research...
Insurance is an important part of financial planning. It gives you protection from unexpected financial losses due to accidents, illnesses, or other events. However, insurance can also be expensive. This is where cheap insurance discounts come in. Insurance discounts are offered by insurance companies to reduce the cost of your insurance policy. There are many different types of discounts available, depending on your individual circumstances. By taking advantage of discounts...
Liam and Olivia have once again topped the list of the most popular baby names in the United States, according to data from the Social Security Administration as of March 2024. This marks another year in which both names have captured the affection of new parents, continuing a relatively steady trend. Liam has held the title of the most popular boy's name since 2017, and Olivia has been the first choice for girls since 2019. Both have been consistently among the top names for...
The city of Reno, Nevada, is breaking records in ways it doesn't like: A 2024 analysis of 241 cities showed that Reno has heated up faster than any other city in the United States. While the country as a whole warmed by 2.6 F on average between 1970 and 2023, Reno saw an increase of 7.6 F. A heat wave that hit Reno in July 2024 made for the hottest month in the Biggest Little City's documented history, Knowable Magazine explains. Reno's heat is not evenly spread. In the...
If you have erectile dysfunction (ED), you might feel desperate to find answers. A trip down the search engine rabbit hole can be a dangerous thing, but in doing so, you might have come across some intriguing information about the salt trick for men. The internet has been overflowing with "try this one weird trick" clickbait articles for years, but the possibility of a new at-home cure for ED is more than enough to spark your curiosity. What exactly is the salt trick for men,...
When it comes to household financial stress, it's no surprise that rent or mortgage payments top the list. But what may surprise you is that in a recent survey conducted by Arbor, electricity costs ranked as the second-most stressful household expense, outpacing credit card debt, car payments, and even insurance. In fact, for 62.8% of Americans in the southern U.S., power bills are a major source of financial stress. This is just behind rent/mortgage payments, but it far...
In January, Louisiana state troopers, alongside other state agencies, swept homeless encampments in downtown New Orleans and bused over 100 people to an industrial warehouse away from the city center in an effort to hide the city's homelessness crisis from Super Bowl tourists. The Louisiana governor's office told the Associated Press that people weren't forced to go to the center, but had to leave their encampment or could be arrested. But an unhoused person named Christopher...
The article about income tax return extensions is misleading: the IRS and CA Franchise Tax Board POSTPONED for every resident of LA County all income tax returns and all income tax payments due between January 7 and October 15 until October 15. While an extension request may be advisable in some circumstances, it is simply not required (for LA County Residents), and there will be no penalty or interest assessed for the postponed filing and payment.--Kip Dellinger, CPA With...
Many ominous ills are likely curable, especially if you have insurance. Without it, patients can find themselves facing life-threatening consequences, as physician Ricardo Nuila, an associate professor of medicine at Baylor College of Medicine in Houston, told Public Health Watch. Nuila had a stage 1 cancer patient who lost his insurance just as he was to receive treatment. "Without insurance, [my patient] was given the run-around for months by his doctors," Nuila said. By...
Life can get incredibly busy, and keeping up often hinges on having enough energy. But energy isn't always in high supply, leaving many wondering how to boost their energy. Recent data from the CDC (Centers for Disease Control and Prevention) revealed that 13.5 percent of U.S. adults feel exhausted most days—and among women, it's closer to 20 percent. While it might be comforting to know others are struggling, persistent feelings of fatigue can be frustrating. So, what g...
As the awareness of environmental issues grows, more homeowners are prioritizing eco-friendly renovations and designs. Located in essential parts of the home, including kitchens, bathrooms, home offices and laundry rooms, cabinets are a fantastic place to start when making a home more sustainable. Cabinetry offers numerous opportunities for incorporating green practices, allowing homeowners to reduce their environmental impact without compromising style or functionality....
Tipping culture in the U.S. has undergone a dramatic transformation. What was once a voluntary gesture of appreciation has evolved into an expectation, often leaving customers frustrated, employees financially uncertain, and businesses struggling to manage the implications. As tipping practices expand into new industries and digital payment platforms increase gratuity prompts, consumers must adapt to a new norm. The phenomenon known as "tipflation"—or "tip creep"—has cre...
Insulin resistance is a growing health concern worldwide, linked to a variety of conditions such as type 2 diabetes, polycystic ovary syndrome (PCOS), Alzheimer's disease, metabolic syndrome, and cardiovascular disorders. As medical professionals and researchers continue searching for effective treatments, a drug called Ozempic (semaglutide) has emerged as a potential therapy. Originally approved for type 2 diabetes management, Ozempic has shown promising results in improving...
As workplaces become more complex, companies have tried to improve employee retention through higher salaries, better benefits, and flexible work arrangements. But despite these efforts, turnover remains a significant challenge. A 2024 Gallup report found that only 23% of employees worldwide feel engaged at work, with U.S. businesses losing an estimated $1 trillion annually due to voluntary turnover. Meanwhile, workplace stress has reached record highs—41% of employees say t...
As more Americans become aware of the importance of mental health, work-life balance has become a priority for many working individuals. This makes sense, considering Americans working a traditional 40-hour workweek spend nearly 2,000 hours at work annually. Technological advances like smartphones, email, and work-messaging platforms have allowed for near-constant contact between bosses and employees. At the same time, the rise of remote work and working with colleagues...
Ask people who rent out rooms in their homes what they call themselves, and you're unlikely to hear the term "landlord." That's because many people who rent rooms think of their tenants as "roommates." For room renters and house hackers (those who intentionally rent out one or more rooms to cover expenses), the arrangement doesn't feel like a traditional landlord-tenant relationship where the landlord lives in a separate residence. The two share the same property, TurboTenant...
Kambria Siyuja always felt like the smartest kid in Supai, Arizona. Raised by educators in this tribal village at the base of the Grand Canyon, she started kindergarten a little ahead of her peers. Her teachers at Havasupai Elementary School often asked Siyuja to tutor younger students and sometimes even let her run their classrooms. She graduated valedictorian of her class. But once she left the K-8 school at the top of her grade, Siyuja stopped feeling so smart. "I didn't...
On a damp and grimly grey winter day in Paris, Bill François is a beacon of positivity. After a brief stroll along the River Seine, he comes to a halt at the Henri IV Dock with Notre Dame Cathedral just about visible through the mist. Here, François flicks his wrist back and then gently launches a fishing line out into the choppy waters. "The Seine is a wild place in the heart of Paris," enthuses François, who has come prepared in an all-weather outfit that includes a cap, su...
At more than 5,000 feet elevation, Lotspeich Family Farm in rural Deeth, Nevada, boasts a surprising variety of produce for the middle of winter. In their greenhouse, fruits like peppers and lemons are growing, and out under the hoop houses—large, cylindrical structures that offer the plants some protection from the cold—swiss chard and the remainder of last year's spinach grow despite the sub-zero temperatures winter in the high desert brings. Come spring and summer, the amo...
Narcissistic personality disorder (NPD) is a relatively rare personality disorder, but it's entered the cultural zeitgeist as a catch-all term for self-absorbed, manipulative behavior. So, it's no surprise that many characters in pop culture are described as narcissistic, even though not all of them meet the criteria for the disorder. While the term "narcissism" is often overused, it offers a lens through which to examine the dynamics of power, control, and emotional...