Community, Diversity, Sustainability and other Overused Words

Articles written by Russsel Gloor


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  • The Complications to Social Security Benefits of a Civil Service Retirement System Pension

    Russsel Gloor, Association of Mature American Citizens|Aug 26, 2024

    Ask Rusty - Retiree Asks About His Social Security Russell Gloor, AMAC Certified Social Security Advisor Dear Rusty: I retired with a (gross) $4600 per month Civil Service Retirement System (CSRS) annuity from the US Postal Service in December 2022. I am 66 and will attain full retirement age in November of this year. I know at that point I will not be subject to the "earnings" test, but I will be affected by the dreaded "government offset." I HAVE earned enough quarters and will be eligible for...

  • When to Apply for Social Security Benefits

    Russsel Gloor, Association of Mature American Citizens|Jul 14, 2024

    Ask Rusty – We Want to Claim SS at 62. When Should we Apply? Dear Rusty: My wife and I are going to be taking Social Security at 62. She will be 62 on April 15, 2025. I will be 62 August 7, 2025. When should we apply for Social Security? Signed: Ready to file Dear Ready: Social Security recommends you apply for benefits about 2 – 3 months prior to when you want your benefits to start (to get them time to process your application). You will specify on your application when you wish your ben...